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DivergentCents

Stay on top of your bills, your way.

Free financial coaching, caregiver support, and education built for neurodivergent minds and the people who care for them.

Short form, about 5 minutes. A coach replies within 2 business days. No phone call unless you want one.

Missing a bill is rarely about money.

For a lot of neurodivergent people and their families, a missed due date, an unopened envelope, or a forgotten payment can snowball into late fees, shutoffs, and stress. The system was not built for how everyone's mind works. We are changing that.

How we help

Coaching

One-on-one help mapping your bills, building reminders and autopay that fit you, and getting back on track if you have fallen behind.

Learn about coaching

Caregiver Support

Guidance and peer support if you manage money for a family member.

Learn about caregiver support

Learn

Plain-language guides and classes on bills, credit, late fees, and hardship programs.

Learn about learn

Bill Tools

In development: free, accessible tools to see your bills in one place, get gentle reminders, and stay on top of due dates.

Learn about bill tools

How it works

  1. Reach out

    Tell us a little about what is going on. No judgment.

  2. We build a plan that fits how you think

    Simple steps and tools made for your mind, not against it.

  3. You stay supported, for free

    Real people check in and help you keep your footing.

Who we serve

If bills, due dates, and paperwork feel harder for you than they seem to for other people, you are in the right place. We welcome neurodivergent people, caregivers, and anyone whose mind works in a way the system did not plan for.

See who we serve

We get what makes this hard

  • The envelope you have not opened yet.
  • The due date that slipped past again.
  • The late notice you are afraid to read.
Always free
Private
Built for you

You do not have to figure this out alone.

Free, always. Short form, about 5 minutes. A coach replies within 2 business days.